Unforeseen circumstances happen to us all and usually
at just the wrong time! Your car breaks down on Wednesday
and you don't get paid until Friday. You make an honest
mistake in your checkbook and it leaves you a "little
cover all your outstanding checks. UMFCU understands that such things happen
to everyone at some time or another. Because of that, we have an overdraft
transfer protection plan to fit your needs.
If you have ever overdrawn your
checking account, you've experienced the embarrassment,
inconvenience and expense of bounced checks. You can protect yourself and your
credit record by establishing Overdraft Transfer Protection on your Checking
Account. In the event you overdraw your checking account and have funds available
in your savings account to cover the amount of the insufficient check, or multiple
checks, funds will automatically transfer from savings to checking for
the overdrawn amount. A fee of $5.00 is charged for each transfer.